Random Access Memories

December 20, 2008

So much for stimulating banks to lend

by Lasivian @ 9:17 pm. Filed under Business, Personal

So today I got a letter in the mail from one of the banks I have a credit card with.

This letter is in reference to your credit card issued by Barclay’s Bank Delaware.

In a recent review of your account, we noticed that you have not used your Mastercard account for a long time. To help you better manage your credit accounts, we have closed your account.

Please destroy any credit card(s) associated with this account as well as any convenience checks you may have in your possession, as they are no longer valid.

Sincerely,

Barclays

Now I have *perfect* credit. I had not used the card in about 6 months, which does not seem like an overly long time to me.

They are owned by the Barclay Group out of London, so they were not part of the TARP program at all, but cutting off lines of credit to people that are extremely low risk does not seem like what any market needs right now.

One Response to “So much for stimulating banks to lend”

  1. Colleen Says:
    January 4th, 2009 at 10:54 pm

    Sort of the same thing happened to us with Discover. Because we had not used it for a month or so, they put an alert on it and when we went to use it, it was declined. I called Discover from the store and got it straightened out. But it did nothing for my embarrassment. I pretty much reamed them out. They should have contacted me with their concern, not flag our account to decline purchases!!!!

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